Mounica Yenugula, Vinay Kumar Kasula, Bhargavi Konda, Akhila Reddy Yadulla and Chaitanya Tumma 2025. An Ai-Based Intelligent Approach for Credit Risk Assessment. Statistics, Optimization & Information Computing. (Aug. 2025). DOI:https://doi.org/10.19139/soic-2310-5070-2509.